Report on Trend and Progress of Banking in India 2003-04

Report on Trend and Progress of Banking in India, 2003-04 PDF (2349kb)
Overview PDF (32kb)
Policy Developments in Commercial Banking (Part 1 of 2) PDF (95kb)
Policy Developments in Commercial Banking (Part 2 of 2) PDF (102kb)
Developments in Commercial Banking (Part 1 of 3) PDF (159kb)
Developments in Commercial Banking (Part 2 of 3) PDF (246kb)
Developments in Commercial Banking (Part 3 of 3) PDF (127kb)
Developments in Co-operative Banking PDF (137kb)
Financial Institutions PDF (132kb)
Non-Banking Financial Companies PDF (168kb)
Financial Stability PDF (182kb)
Perspectives PDF (41kb)
Annex: Chronology of Major Policy Developments PDF (74kb)
Appendix Tables
Appendix Table III.1(A): Consolidated Balance Sheet of Public Sector Banks PDF (13kb)
Appendix Table III.1(B): Consolidated Balance Sheet of Private Sector Banks PDF (13kb)
Appendix Table III.1(C): Consolidated Balance Sheet of Foreign Banks PDF (10kb)
Appendix Table III.2: Important Banking Indicators - Scheduled Commercial Banks PDF (9kb)
Appendix Table III.3: Sectoral Deployment of Gross Bank Credit PDF (11kb)
Appendix Table III.4: RBI Accommodation to Scheduled Commercial Banks PDF (8kb)
Appendix Table III.5: Industry-wise Deployment of Gross Bank Credit PDF (11kb)
Appendix Table III.6: Viability Position of Sick/Weak Industrial Units PDF (8kb)
Appendix Table III.7: Bank group-wise Lending to Sensitive Sectors PDF (9kb)
Appendix Table III.8: Issue of Certificates of Deposit by Scheduled Commercial Banks PDF (8kb)
Appendix Table III.9: Region/State-wise Credit-Deposit Ratio and Investment plus Credit- Deposit Ratio of Scheduled Commercial Banks PDF (15kb)
Appendix Table III.10: Commercial Bank Survey PDF (12kb)
Appendix Table III.11: Bank Group-wise Important Financial Indicators PDF (15kb)
Appendix Table III.12(A): Financial Performance of Scheduled Commercial Banks PDF (10kb)
Appendix Table III.12(B): Financial Performance of Public Sector Banks PDF (10kb)
Appendix Table III.12 (C): Financial Performance of Nationalised Banks PDF (10kb)
Appendix Table III.12(D): Financial Performance of State Bank Group PDF (10kb)
Appendix Table III.12(E): Financial Performance of Old Private Sector Banks PDF (10kb)
Appendix Table III.12(F): Financial Performance of New Private Sector Banks PDF (10kb)
Appendix Table III.12(G): Financial Performance of Foreign Banks PDF (10kb)
Appendix Table III.13: Break-up of Income of Public Sector Banks PDF (9kb)
Appendix Table III.14: Off-Balance Sheet Exposure of Scheduled Commercial Banks PDF (11kb)
Appendix Table III.15(A): Select Financial Parameters of Public Sector Banks PDF (9kb)
Appendix Table III.15(B): Gross Profit/Loss as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(C): Net Profit/Loss as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(D): Operating and Net Profit before and after Adjustment of Interest of Recapitalisation Bonds - Nationalised Banks PDF (9kb)
Appendix Table III.15(E): Interest Income as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(F): Interest Expended as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(G): Net Interest Income (Spread) as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(H): Provisions & Contingencies as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.15(I): Operating Expenses as Percentage of Total Assets - Public Sector Banks PDF (8kb)
Appendix Table III.16(A): Select Financial Parameters of Private Sector Banks PDF (10kb)
Appendix Table III.16(B): Gross Profit/Loss as Percentage of Total Assets – Private Sector Banks PDF (8kb)
Appendix Table III.16(C): Net Profit/Loss as Percentage of Total Assets – Private Sector Banks PDF (8kb)
Appendix Table III.16(D): Interest Income as Percentage of Total Assets – Private Sector Banks PDF (8kb)
Appendix Table III.16(E): Interest Expended as Percentage of Total Assets - Private Sector Banks PDF (8kb)
Appendix Table III.16(F): Net Interest Income (Spread) as Percentage of Total Assets - Private Sector Banks PDF (8kb)
Appendix Table III.16(G): Provisions & Contingencies as Percentage of Total Assets - Private Sector Banks PDF (8kb)
Appendix Table III.16(H): Operating Expenses as Percentage of Total Assets - Private Sector Banks PDF (8kb)
Appendix Table III.17(A): Select Financial Parameters of Foreign Banks PDF (12kb)
Appendix Table III.17(B): Gross Profit/Loss as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(C): Net Profit/Loss as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(D): Interest Income as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(E): Interest Expended as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(F): Net Interest Income (Spread) as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(G): Provisions & Contingencies as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.17(H): Operating Expenses as Percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.18: Investment Fluctuation Reserves (IFR) of Public Sector Banks PDF (9kb)
Appendix Table III.19(A): Non-Performing Assets as percentage of Total Assets - Public Sector Banks PDF (9kb)
Appendix Table III.19(B): Non-Performing Assets as percentage of Advances - Public Sector Banks PDF (9kb)
Appendix Table III.19(C): Non-Performing Assets as percentage of Total Assets - Private Sector Banks PDF (9kb)
Appendix Table III.19(D): Non-Performing Assets as percentage of Advances - Private Sector Banks PDF (9kb)
Appendix Table III.19(E): Non-Performing Assets as percentage of Total Assets - Foreign Banks PDF (9kb)
Appendix Table III.19(F): Non-Performing Assets as percentage of Advances - Foreign Banks PDF (9kb)
Appendix Table III.20(A): Sector-wise Non-performing Assets of Public Sector Banks PDF (12kb)
Appendix Table III.20(B): Sector-wise Non-Performing Assets of Private Sector Banks PDF (12kb)
Appendix Table III.21(A): Capital Adequacy Ratio - Public Sector Banks PDF (8kb)
Appendix Table III.21(B): Capital Adequacy Ratio - Private Sector Banks PDF (9kb)
Appendix Table III.21(C): Capital Adequacy Ratio - Foreign Banks PDF (8kb)
Appendix Table III.22: Bank Group and Population Group-wise Distribution of Commercial Bank Branches in India PDF (8kb)
Appendix Table III.23: Region/State/Union Territory-wise Distribution of Commercial Bank Branches PDF (13kb)
Appendix Table III.24: Advances to the Priority Sectors by Public Sector Banks PDF (8kb)
Appendix Table III.25(A): Advances of Public Sector Banks to Agriculture and Weaker Section PDF (10kb)
Appendix Table: III.25(B): Non-Performing Assets in Advances to Weaker Section under Priority Sector - Public Sector Banks PDF (115kb)
Appendix Table III.26 : Advances to the Priority Sectors by Private Sector Banks PDF (116kb)
Appendix Table III.27(A): Advances of Private Sector Banks to Agriculture and Weaker Section PDF (9kb)
Appendix Table: III.27(B): Non-Performing Assets in Advances to Weaker Section under Priority Sector - Private Sector Banks PDF (115kb)
Appendix Table III.28: Advances to the Priority Sectors by Foreign Banks PDF (15kb)
Appendix Table IV.1: Progress of Co-operative Credit Movement in India PDF (9kb)
Appendix Table IV.2: Urban Co-operative Banks working under directions of the Reserve Bank of India PDF (12kb)
Appendix Table IV.3: Banks under Liquidation - Cancellation of Licence PDF (8kb)
Appendix Table IV.4: Bank-wise Major Indicators of Financial Performance as Proportion to Assets of Scheduled Urban Co-operative Banks PDF (19kb)
Appendix Table IV.5: Select Financial Parameters of Scheduled Urban Co-operative Banks PDF (12kb)
Appendix Table IV.6: Recovery Performance of Rural Co-operative Banks PDF (9kb)
Appendix Table IV.7: State-wise Sanctions and Disbursements under Rural Infrastructure Development Fund (RIDF) PDF (13kb)
Appendix Table V.1: Financial Assistance - Sanctioned and Disbursed by All Financial Institutions PDF (12kb)
Appendix Table V.2: Sanctions and Disbursements by IDFC PDF (7kb)
Appendix Table V.3: Pattern of Sources and Deployment of Funds of Financial Institutions PDF (10kb)
Appendix Table V.4(A): Financial Assets of Financial Institutions PDF (9kb)
Appendix Table V.4(B) : Financial Assets of Banks and Financial Institutions PDF (9kb)
Appendix Table V.5: Select Financial Parameters of Financial Institutions PDF (8kb)
Appendix Table V.6: Net Non-Performing Assets of Financial Institutions PDF (8kb)
Appendix Table V.7: Resources raised by way of Rupee Bonds/ Debentures by select All-India Financial Institutions PDF (8kb)
Appendix Table V.8: Weighted Average Cost/Maturity of Resources Raised by way of Rupee Bonds/Debentures by select All-India Financial Institutions PDF (8kb)
Appendix Table V.9 : Resource Mobilisation by Mutual Funds PDF (8kb)
Appendix Table VI.1: Performance of Primary Dealers PDF (12kb)
Appendix Table VI.2: Select Assets and Liabilities of Primary Dealers PDF (9kb)
Appendix Table VII.1: Indian Financial System - At a Glance PDF (9kb)
Appendix Table VII.2: Scheduled Commercial Banks - Risk Profile of Assets PDF (11kb)
Appendix Table VII.3: Risk Profile of Off-Balance Sheet Items PDF (11kb)
Appendix Table VII.4: Risk Profile of Loans and Advances (including bill credit) PDF (9kb)
List of Abbreviations PDF (21kb)