Capital Market News Health insurance companies should focus on developing disease specific policies to cover a larger population rather than focusing only on healthy individuals. There is a need to set up a mechanism that the person with insurance policy gets benefits even at the diagnostic centre and pharmacy. It is better to have minimal health insurance with all the exclusions, than a situation of no health insurance. During this time, the number of grievances related to COVID polices are very less and resolutions are also positive by the companies. Health insurance companies should extend this mechanism to all other types of health insurance policies as well. This is the only way, trust can be built among the public.