'PNB Housing Finance conducted a conference call on 28 April 2025
to discuss its financial results for the quarter ended March 2025. Girish
Kousgi, MD&CEO of the company addressed the call:
Highlights:
The company has achieved significant milestones during the
year. Despite the challenging operating environment, the company has recorded
retail loan book growth of 18.2% yoy surpassing the guidance of 17% in FY2025.
Retail disbursements increased by 26% with affordable and
emerging market segments contributing 40%.
The recoveries from the written off pool has jumped to Rs
336 crore in FY2025.
NIM was stable at 3.7% during FY2025 and the company
improved ROA to 2.55% in FY25 from 2.2% in FY24. ROE increased to 12.19% in
FY2025.
The disbursement yield for the emerging market segment
stands at 10.25%, affordable 12.65% and prime 9.5-9.6%.
The company has not taken an PLR rate cut post RBI 50 bps
re...
Pleaselogin & subscribe to view the full report.
More Reports
-
(05-Feb-2025)
Castrol India
Expects EBITDA margin of 22%-25% for CY25
-
(10-Feb-2023)
Deepak Nitrite
Plans capex of about Rs 1500 crore for FY23 and FY24
-
(09-Feb-2023)
Mayur Uniquoters
Targets revenue of Rs 1000 crore in FY24
-
(31-Jan-2023)
Tega industries
Capex plan is US$ 30-32 million for next three years
|
|