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07-May-2025

Aadhar Housing Finance

AUM growth at 21%, asset quality stable


'The income from operation of Aadhar Housing Finance increased 20% to Rs 832.61 crore in Q4FY2025. Overall OPM rose to 77.13% in Q4FY2025 from 75.47% in Q4FY2024, leading to 23% rise in operating profit to Rs 642.23 crore. Other expenditure increased 17% to Rs 65.69 crore and employee expenses moved up 10% to Rs 124.69 crore. Interest cost increased 20% to Rs 314.71 crore. Depreciation moved up 12% to Rs 6.45 crore. Provisions rebounded to Rs 6.39 crore in Q4FY2025. PBT moved up 22% to Rs 315.91 crore.

The effective tax rate increased to 22.5% in Q4FY2025 compared to 22.0% in Q4FY2024. Provision for tax was expense of Rs 71.07 crore, compared to Rs 56.85 crore. Profit after tax increased 21% to Rs 244.84 crore.

Profit attributable to non-controlling interest was nil in both the periods. The share of profit of associate were nil in both the periods. Finally, Net profit attributable to owners moved up 21% to Rs 244.84 crore.

Book value of the company was at Rs...



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  • Analyst Meet / AGM-Conference Call   (07-May-2025)

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