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30-Apr-2025

Bajaj Finance

AUM rises 29%, credit cost remain high


'Bajaj Finance has continued to post healthy 17% growth in the net profit to Rs 4479.57 crore for the quarter ended March 2025 (Q4FY2025). Income from operations on a consolidated basis increased 24% to Rs 16359.14 crore, while other income jumped 24% to Rs 2109.60 crore. Total income moved up 24% to Rs 18468.74 crore in the quarter ended March 2025. Interest expenses moved up 26% to Rs 6551.98 crore. NII of the company galloped 22% to Rs 9807.16 crore in Q4FY2025.

Operating expenses increased 19% to Rs 3697.25 crore, allowing the operating profit to jump 24% to Rs 8219.51 crore. Depreciation moved up 31% to Rs 252.01 crore, while loan loss provisions increased 78% to Rs 2328.94 crore in Q4FY2025. PBT increased 11% to Rs 5638.56 crore. Effective tax rate declined to 19.5% in Q4FY2025 from 25.1% in Q4FY2024.

Net Profit of the company moved up 19% to Rs 4536.75 crore in the quarter ended March 2025. The share of P&L of associate was at Rs 8.82 cro...



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