Net profit of Utkarsh Small Finance Bank declined 98.14% to Rs 2.97 crore in the quarter ended March 2025 as against Rs 159.66 crore during the previous quarter ended March 2024. Total Operating Income declined 1.79% to Rs 879.62 crore in the quarter ended March 2025 as against Rs 895.62 crore during the previous quarter ended March 2024.
For the full year,net profit declined 95.24% to Rs 23.70 crore in the year ended March 2025 as against Rs 497.63 crore during the previous year ended March 2024. Total Operating Income rose 18.45% to Rs 3764.93 crore in the year ended March 2025 as against Rs 3178.41 crore during the previous year ended March 2024.
| Particulars | Quarter Ended | Year Ended |
| Mar. 2025 | Mar. 2024 | % Var. | Mar. 2025 | Mar. 2024 | % Var. |
| Total Operating Income | 879.62 | 895.62 | -2 | 3764.93 | 3178.41 | 18 |
| OPM % | 21.87 | 49.50 | - | 31.07 | 48.82 | - |
| PBDT | 11.28 | 208.35 | -95 | 27.65 | 659.39 | -96 |
| PBT | 11.28 | 208.35 | -95 | 27.65 | 659.39 | -96 |
| NP | 2.97 | 159.66 | -98 | 23.70 | 497.63 | -95 |