The bank's total business stood at Rs 2,49,691 crore as of 31 December 2025, registering a growth of 11.84% from the Rs 2,23,267 crore recorded in the same period last year.
Total deposits for the quarter ended 31 December 2025 were at Rs 1,39,203 crore, up 9.27% from Rs 1,27,397 crore as of 31 December 2024.
CASA deposits rose 8.77% year on year (YoY) to Rs 43,182 crore as of 31 December 2025. The CASA ratio declined to 31.02% as of 31 December 2025, compared with 31.16% as of 31 December 2024.
The credit-deposit (CD) ratio stood at 79.37% as of 31 December 2025, as against 75.25% reported in the corresponding quarter of the previous year.
Punjab and Sind Bank is a leading public sector bank and a major bank in northern India. The bank provides customer service through innovative products and services for different customer segments.
The bank’s standalone net profit jumped 22.92% to Rs 294.52 crore on an 8.89% increase in total income to Rs 3,373.28 crore in Q2 FY26 over Q2 FY25.