'Axis Bank conducted a conference call on 15 October 2025 to discuss the financial results for the quarter ended September 2025. Amitabh Chaudhry, MD & CEO of the bank addressed the call:

Highlights:

The bank has delivered a strong growth in advances and deposits gaining market share in both.

The operating performance was steady aided by stable net interest income, healthy fee income growth and positive operating jaws.

The credit card business crossed 1.5 crore cards in force

UPI market share rose to 35%+, in terms of both value and volume, reinforcing leadership as the top UPI payee.

The balance sheet remains resilient, and the capital position continues to be strong, enabling to pursue profitable and sustainable growth.

The deposits grew 4% QOQ and 11% YOY, while advances grew 5% QOQ and 12% YOY at end September 2025.

Small business, SME and mid-corporate together, grew at 8% QOQ and 20% YOY and constituted 24% of tot...

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