'Bandhan Bank conducted a concall on 18 July 2025 to discuss the financial results for the quarter ended June 2025. Partha Pratim Sengupta, MD&CEO of the bank addressed the call:
Highlights:
As per the bank, Q1FY26 is not comparable to Q1FY25 due to the challenges in the microfinance segment following changes in the guardrails at the industry level.
Despite these headwinds, the bank is performing reasonably well compared with industry peers.
The bank anticipates challenges in the microfinance segment to persist till Q2FY26 with improving trajectory. The bank remains cautiously optimistic.
Recent regulatory and monetary interventions such as reduction in RWA for MFI and NBFC MFI as well as PSL for the sector are expected to be positive.
The bank expects to witness a gradual and steady recovery in the microfinance segment over the coming months with the positive bias emerging in H2FY2026.
During the quarter, loan growth remained...
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