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18-Oct-2025

Fedbank Financial Services

AUM rises 13%, disbursement jumps 37% in Q2FY26


'The income from operation of Fedbank Financial Services increased 3% to Rs 530.29 crore in Q2FY2026. Overall OPM improved to 67.9% in Q2FY2026 from 67.5% in Q2FY2025, leading to 4% rise in operating profit to Rs 360.19 crore.

Other income declined 7% to Rs 5.70 crore. Interest cost increased were flat at Rs 213.84 crore. Depreciation moved up 11% to Rs 13.06 crore. The provisions of the company declined 21% to Rs 31.52 crore, leading to 24% rise in the PBT to Rs 107.47 crore.

The effective tax rate was flat at 25.4% in Q2FY2026 compared to 25.3% in Q2FY2025. Provision for tax was expense of Rs 27.32 crore, compared to Rs 21.87 crore. Profit after tax increased 24% to Rs 80.15 crore.

Business highlights

AUM of the company has increased 13% to Rs 16136 crore end September 2025. The company as de-recognized Rs 116 crore of unsecured business loans pursuant to a 100% direct assignment transaction. Thus, the share of secured loans has ju...



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