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20-Oct-2025

Fedbank Financial Services

Credit cost to remain at 1% plus or minus 10 bps for FY26


'Fedbank Financial Services conducted a conference call on 17 October 2025 to discuss the financial results for the quarter ended September 2025. Parvez Mulla, MD & CEO, Fedbank Financial Services of the company addressed the call:

Highlights:

The company has set 12 priorities

1. Conserve and allocate capital to businesses with high ROA, ROE.

2. Focus on twin engine strategy of gold and LAP businesses.

3. To move towards a fully secured lending construct.

4. Expand gold business through branch expansion and increase doorstep coverage.

5. Continue to foster synergies between gold and LAP operations.

6. Within LAP, concentrate on a combination of high yield STLAP and low-risk MTLAP.

7. Expand MTLAP with minimal capital allocation.

8. Establish leadership in the STLAP team and build a team for growth and quality.

9. Continue strengthening collection infra...



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