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19-Oct-2025

HDFC Bank

Loan growth accelerates, asset quality improving


'HDFC Bank has reported healthy 11% growth in net profit at Rs 18641.28 crore for the quarter ended September 2025 (Q2FY2026). The bank has posted 5% growth in net interest income (NII), while the core fee income of the bank improved 9% in Q2FY2026. The Net Interest Margin (NIM) of the bank declined to 3.27% in Q2FY2026 compared to 3.46% in the corresponding quarter of previous year.

On business front, the bank as has posted 11% growth in business with 10% surge in loan book. The asset quality of the bank has improved in Q2FY2026. Bank has reduced the credit to deposit ratio to 98.8% at end September 2025 from 100.8% at end September 2024. CASA ratio of the bank has declined to 33.9% at end September 2025 from 35.3% at end September 2024.

Asset quality improves: The bank has improved asset quality in Q2FY2026.

The fresh slippages of loans declined to Rs 7400 crore in Q2FY2026 compared with 9000 crore in previous quarter and Rs 7800 crore i...



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