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19-Oct-2025

IDFC First Bank

Credit cost remains high


'IDFC First Bank has reported 76% growth in net profit at Rs 352.31 crore for the quarter ended September 2025 (Q2FY2026). The bank has posted 7% growth in net interest income (NII), while the core fee income of the bank also improved 13% in Q2FY2026. The Net Interest Margin (NIM) of the bank decline to 5.59% in Q2FY2026 compared to 6.18% in the corresponding quarter of previous year.

On business front, the bank as has posted 22% growth in business with strong 20% surge in loan book. The asset quality of the bank has improved in Q2FY2026. Bank has reduced the credit to deposit ratio to 96.3% at end September 2025 from 99.6% at end September 2024. CASA ratio of the bank has jumped to 50.1% at end September 2025 from 48.9% at end September 2024.

Asset quality improves: The bank has improved asset quality in Q2FY2026.

The fresh slippages of loans stood at Rs 2260 crore in Q2FY2026 compared with 2486 crore in ...



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  • Results-Analysis   (19-Oct-2025)

    IDFC First Bank

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