'Indian Bank has reported 12% growth
in net profit at Rs 3018.22 crore for the quarter ended September 2025
(Q2FY2026). The bank has posted 6% growth in net interest income (NII), while
the core fee income of the bank declined 7% in Q2FY2026. The Net Interest
Margin (NIM) of the bank eased to 3.23% in Q2FY2026 compared to 3.39% in the
corresponding quarter of previous year.
On business front, the bank as has posted 12% growth
in business with 13% surge in loan book. The asset quality of the bank was
stable in Q2FY2026. Bank has substantially improved the credit to deposit ratio
to 79.8% at end September 2025 from 79.4% at end September 2024. The CASA ratio
of the bank has remained steady on sequential basis at 37.2% at end September
2025, while declined from 38.9% at end September 2024.
Asset quality improves: The bank has exhibited further improvement in
the asset quality in Q2FY2026.
The fresh slippages of loans declined to Rs 1156
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