'Indian Bank conducted a conference call on 16 October 2025 2025 to discuss its financial results for the quarter ended September 2025. Binod Kumar, MD&CEO of the bank addressed the call:
Highlights:
The bank has done reasonably well growth, asset quality and profitability. Total business has grown by 12.34% yoy 3.85% qoq to Rs 13.97 lakh crore at end September 2025.
CASA has also grown by 7.23% yoy and 4.23% sequentially at end September 2025.
Advances have increased 12.65% yoy and 3.19% sequentially at end September 2025.
Segment wise, RAM loan book has grown by 15.57% yoy and 3.42% sequentially. The bank has been able to maintain Casa ratio steady on sequential basis at 38.87% at end September 2025.
CD ratio is healthy at less than 80% at end September 2025.
The bank has sold around Rs 12,000 crore of IBPC and generated funds at lower cost that will give benefit in the quarter to come.
NIM has been stable at 3.23% in...
Pleaselogin & subscribe to view the full report.
More Reports
|
|