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20-May-2025

Karur Vysya Bank

Continues steady performance


'Karur Vysya Bank has reported 13% growth in net profit at Rs 513.36 crore for the quarter ended March 2025 (Q4FY2025). The bank has posted 9% growth in net interest income (NII), while the core fee income of the bank improved 10% in Q4FY2025. The Net Interest Margin (NIM) of the bank improved on sequential basis to 4.05% in Q4FY2025 from 4.03% in Q3FY2025, while eased from 4.20% in the corresponding quarter of previous year.
On business front, the bank as has posted 14% growth in business with 14% surge in loan book. The asset quality of the bank has continued to remain strong in Q4FY2025. Bank has reduced the credit to deposit ratio to 82.8% at end March 2025 from 83.5% at end March 2024. However, the CASA ratio of the bank has declined to 27.3% at end March 2025 from 30.4% at end March 2024.

The bank has witnessed 19% decline in the other income for Q4FY2025 due to high base on account of one-off income in Q4FY2024 from reversal of Rs 157 crore of provision for SR invest...



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