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28-Apr-2025

L&T Finance

Expects 20% plus growth in book size, NIM+fees at 10-10.5% and ROA at 2.4-2.5% for FY26


'L&T Finance conducted a conference call on 28 April 2025 to discuss its financial results for the quarter ended March 2025. Sudipta Roy, MD&CEO of the company addressed the call:

Highlights:

Amid global economic challenges, the domestic economy is looking at prospects of a strong recovery on the back of a good monsoon last year, record kharif and rabi crop harvests and improvements in rural liquidity aided by tailwinds from lower inflation and easing of the interest rate cycle.

Rural demand is continually improving on the back of record kharif production and favorable agricultural conditions. With the expectation of a normal monsoon in the current fiscal it will set the stage for further revival in the rural economy and augur well for near-term growth outlook

Private consumption will also be supported by the tax benefits announced in the union budget with higher budgetary allocations towards employment generating schemes and...



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