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29-Jan-2026

SBI Cards & Payment Services

Focus to continue on reducing credit cost, quality customer acquisition


'SBI Cards & Payment Services conducted a conference call on 28 January 2026 to discuss its financial results for the quarter ended December 2025. Salila Pande, MD&CEO addressed the call:

Highlights:

Over the past few years, India''s digital payments ecosystem has evolved rapidly with strong support from the government and key stakeholders across the industry.

The credit card spends were Rs 17.67 lakh crore up to December 2025, 13.5% higher than a year earlier.

The credit card transaction volume increased 26.5% to 4.4 billion during 9MFY26.

Overall, digital payments are now firmly embedded in consumer behavior with transactions becoming quicker, lower in ticket size, higher in frequency, and increasingly integrated with credit.

The company has continued to form strategic partnerships with leading players, including Amazon, Flipkart, and Apple to enrich customers shopping experience.

Cards in force have grown to around 2.18...



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