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01-Nov-2025

Shriram Finance

Strong loan growth asset quality, margins recovering


'Shriram Finance has posted 8% increase in the net profit to Rs 2314.17 crore on consolidated basis in the quarter ended September 2025 (Q2FY2026). The company has posted 13% growth in the PBT to Rs 3112.96 crore. The company has maintained stable asset quality in Q2FY2026. The NIM improved to 8.19% in Q2FY2026, after moderating for last 5 straight quarters. The NIM had stood at 8.11% in the previous quarter and 8.74% in the corresponding quarter last year. The net interest income (NII) of the company increased 12% yoy to Rs 6266.8 crore in Q2FY2026.

The company has maintained healthy loan growth at 16% at end September 2025. The Asset under Management (AUM) increased 16% to Rs 281309 crore at end September 2025. Further, the company has exhibited improvement in the asset quality, with NNPA ratio declining to 2.49% in Q2FY2026.

Shriram Finance reported 18% rise in Income from operations at Rs 11551.41 crore on a consolidated basis. Other income increased 31% to Rs 369.97 cror...



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  • Results-Analysis   (01-Nov-2025)

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