'RBL Bank conducted a concall on 19 July 2025 to discuss the financial results for the quarter ended June 2025. R Subramaniakumar, MD&CEO of the bank addressed the call:
Highlights:
The bank has steadily strengthened its balance sheet both in size and quality.
Deposit franchise is growing well with the deposits rising 11% yoy and 2% sequentially.
On a per branch basis, the bank compares favorably with the peers of similar size and geographic spread.
The bank has a network of 562 branches together with the extensive touch points of subsidiary RFL remains central to this growth.
The bank continues to invest in enhancing branch productivity and customer engagement.
On the lending side, overall advances grew 9% yoy and 2% sequentially. The trend of growth is encouraging.
The secured retail advances rose 23% yoy and the commercial banking grew 32% yoy reflecting the disciplined execution of strategy.
The unsecured ret...
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