'State bank of India conducted a conference call on 07 February 2026 to discuss its financial results for the quarter ended December 2025. CS Setty, Chairman of the bank addressed the call:
Highlights:
The bank has remained consistently focused on strengthening the fundamentals that create sustainable value for all stakeholders.
The performance in Q3FY26 reflects continuity, consistency and the enduring strength of franchise.
The bank''s long-term ambition is aligned with the Viksit Bharat 2047. And strategy is anchored around the long-term horizon with the continuous investment in people, processes, products and technology.
Scaling YONO from 10 crore registered users to 20 crore over the next 2-3 years is expected to support operating leverage and ROE sustainability. The focus is on lowering cost to serve, enhancing customer value and improving lifetime value.
The bank has initiated process simplification and a phased deployment of near...
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