'CreditAccess Grameen conducted a conference call on 22 July 2025 to discuss the financial results for the quarter ended June 2025. Ganesh Narayanan. CEO & MD – Designate of the company addressed the call:
Highlights:
The company has begun FY26 with a positive momentum. The company has also recorded the highest ever first quarter disbursement in history.
There is broad-based decline in PAR accretion rates across operating geographies with a strong ground level execution and disciplined approach to customer engagement.
The PAR 15+ accretion rate stood at 0.46% in June 2025 compared to 1.34% in November 2024.
Karnataka is gradually inching towards stabilization with a new PAR 15+ accretion rate, significantly being controlled at 0.58% for June 2025 from a peak of 2% in February 2025.
The gradual stabilization and asset quality over the past 3 quarters has enabled renewed focus on growth.
An employee base grew from 20,970 employe...
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