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20-Oct-2025

Federal Bank

Margins to keep an upward trend ahead


'Federal Bank conducted a conference call on 18 October 2025 to discuss its financial results for the quarter ended September 2025. KVS Manian, MD&CEO of the bank addressed the call:

Highlights:

The bank is confident both about where it stands today and about its collective ability to steer it steadily towards the goals laid out.

The results for Q2FY26 reflect the structural improvements.

The bank is working hard on four levers that continue to drive this structural change. The first lever, strengthening NIMs through CASA, especially current accounts. CASA growth this quarter has been very encouraging, both sequentially and yoy.

The bank has also gained share in the NRI franchise on the savings side, which remains one of natural moats.

Remittance market share has climbed back from 18.5% to 21%, showing renewed momentum on that front.

On the corporate CA front, cash management business is an area of progress. With the complete ...



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