'Punjab National Bank conducted a conference call 30 July 2025 to discuss the financial results for the quarter ended June 2025. Ashok Chandra, MD&CEO of the bank addressed the call:

Highlights:

The global gross business of the bank increased 11.6% to Rs 27.19 lakh crore at end June 2025. The global deposits jumped 12.9% to Rs 15.89 lakh crore, while the global advances moved up 9.8% to Rs 11.30 lakh crore.

The deposit growth has been above the guidance of 9-10%, while loan growth is below the guidance of 11-12%.

The bank has sanctioned credit limit to the tune of around Rs 1.30 lakh crore which are yet to be disbursed and would support the corporate and overall credit growth ahead.

The CASA share is 37% at end June 2025 and CASA deposits increased 3.6% over a year ago.

RAM advances stands at Rs 6.11 lakh crore which is around 56.6% of the domestic advances, showing an improvement from 55.5% at end June 2024.

The share of reta...

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