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27-Oct-2025

SBI Cards & Payment Services

Credit cost to show an improving trend in H2FY26


'SBI Cards & Payment Services conducted a conference call on 24 October 2025 to discuss its financial results for the quarter ended September 2025. Salila Pande, MD&CEO addressed the call:

Highlights:

As a customer- centric organization, SBI card continues to pursue growth by focusing on offering seamless experiences, personalized rewards, and best-in-class credit card products to millions of customers across the country.

The company continues to strategically deepen presence by forging partnerships with leading brands. We launched three marquee co-brand credit cards in Q2FY26.

Cards in force increased 10% to 2.15 crore end September 2025. The company added 9.36 lakh new accounts while continuing to focus on quality acquisition.

SBI card continues to be India''s second largest credit card issuer with cards enforce market share at 19%.

Sourcing from banca and open market channels was 50-50.

The s...



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