Dear Shareholders,
We are delighted to share our thoughts with you on the completion of another year of
our business. Today, despite the challenges, we have come this far thanks to our vision,
work culture, dedicated workforce and support of all stakeholders for their faith in us.
It gives us immense gratification to introduce to you all our Annual Report for year ended
2023-24.
Our robust and business model lendingplate is powered by entirely digital process and
risk analytics. We are becoming a new-age NBFC underlining the cause of financial
inclusion with tech-driven deployments. As technology becomes the key driver for financial
inclusion, we demonstrated financial prudence and invested in technology. We are on a
promising track of growth and underlining the cause of financial inclusion through
tech-driven innovations. We operate via a physical and digital model as we leverage local
offices presence for effective sourcing of customers and have
adoptedafully-digitalapproachforallouractivities–rightfromsourcingtodisbursementandcollection.
TOTAL DISBURSEMENT IN FY 2023-24
Disbursements increased to 92.98 Crore from 29.05 Crore in FY24.
We are dedicated to the vision of inclusivity and growth as we continue to drive
financial inclusion through innovative solutions and support Salaried Individuals. Our
income-generating, unsecured, fast and flexible personal loans empower Our vision is to
become a full-suite financial intermediary for borrowers in terms of offering a loan
product, which is the main bread and butter and also support them through our various
beyond lending initiatives to help them in significantly improving their income. We
continue our core objective of serving the needs of customers and continuing our mission
to accelerate access of secure and affordable credit to customers and encouraging
financial inclusion Before we conclude, we take this opportunity to thank our Board &
all stakeholders for their continued support. Our journey of sustainable growth,
delivering access to capital through impact initiatives would not have been possible
without the continued support of our leadership team and our employees, customers,
partners, regulators and other stakeholders.
We also look forward to working with each of them to move towards an even better and
brighter future for Unifinz Capital India Limited.
Thank you again for showing belief and faith in the organization. Given the faith, it
becomes my obligation to take it forward to greater heights and towards a brighter future.
Stay Safe, Stay Healthy.