Golden Legand Leasing & Finance Limited (GLLFL) is a Mumbai-based, RBI-affiliated Non-Banking Financial Company (NBFC) listed on the Bombay Stock Exchange. The Company was incorporated on August 22, 1984. The Company is primarily engaged in business of payment gateway services. The service charge on payment gateway transactions is the key income generator, likely linked to transaction volumes processed through the platform. Initially, the Company was into the business of Leasing Finance, Payment Solution and Incidental Services.
The Company is at the forefront of research and development in complex technologies such as AI-based financial solutions, AI-based switching and routing solutions for e-commerce and banks, cross-border AI-based switching solutions, and global payment routing solutions. It offers business platforms developed using cutting-edge technologies like AI, Machine Learning, and Java. These platforms are entirely cloud-based, providing customers with the freedom to avail solutions anywhere in the world.
In 2018, GLLFL underwent a significant transformation when a young and visionary group took over the Company's management. With a paid-up capital of 14.87 Cr. and a net worth of 15 Cr. as of March 31, 2023, it embarked on a mission to transition from a conventional lending NBFC to a modern technology provider. Since then, the Company has made rapid advancements in developing new-based platforms, including payment gateway solutions, digital lending platforms, debt restructuring apps, and AEPS-based platforms.