Muthoot Fincorp Limited, (the Company) , is a Public Limited Company, incorporated on 10 June 1997 under the provisions of Companies Act, 1956. The company is a Non-Deposit Accepting Non-Banking Financial Company (NBFC) registered with Reserve Bank of India (RBI) and is classified as a Non Deposit Taking Systematically Important Loan Company (NDSI).

Muthoot Fincorp Limited, the flagship company of the 133 year old Muthoot Pappachan Group, provides a diverse mix of retail offerings catering to the various needs of its customers and is primarily engaged in business of Gold Loans through its branch network across India. The company also offers SME Loans, Forex Services, Money Transfer Services and Wealth Management Services to its customers in its strive to be the most trusted financial service provider. The company is engaged in real estate business to a very limited extent.

As on 31 March 2014,the Company has a network of 3,831 branches spread across 16 states.

During the FY2015,income from Retail Loan registered decrease of 4.97% to Rs 1,59,177.95 lakhs from Rs 1,67,500.75 lakhs in the previous year.

During the financial year 2014-15,the Company has made its maiden successful public issue of fully Secured Redeemable Debentures report and raised Rs 44,115.65 Lakhs. The total Debenture outstanding as on 31 March 2015 is Rs 1,73,959.37 Lakhs.

As on 31 March 2015, the Company had a network of 3,699 Branches spread across 17 States.

During the FY2016,Income from Loan increased to Rs 2,00,640 lakhs from Rs 1,90,882 lakhs in the previous year, registering an increase of 5.11%.

During the FY2016,the Company has raised Rs 30,000 Lakhs by way of public issue of fully Secured Redeemable Debentures. The total Debenture outstanding as on 31 March 2016 is Rs 1,91,065.64 lakhs.

As on 31 March 2016, the Company had a network of 3,645 Branches spread across 17 States.

During the FY2017,Income from Loan decreased to Rs 1,96,273 lakhs from Rs 2,02,323 lakhs in the previous year, registering a decrease of 3%.

During the year, the Company has issued 72,38,100 shares through Right Issue and has allotted 71,42,860 shares at Rs.10/- each at a premium of Rs.200/- per share.

The company did not issue Secured Debentures during the year. The total Debentures outstanding as on 31 March 2017 was Rs. 1,30,709.40 lakhs.

As on 31 March 2017, the Company had a network of 3,483 Branches spread across 18 States.

During the FY2018,Income from Loan increased to Rs 2094.61 crore from the previous year, registering a growth of 7.55%.

The total Debentures outstanding as on 31 March 2018 was Rs 55,581.72 lakhs.

As on 31 March 2018, the Company had 3,572 Branches spread across 19 States.

During the FY2019,Income from Loan increased to Rs 2269.03 crore from the previous year, registering a growth of 10.74%.

During the year 2018-19,the company issued secured debentures amounting to Rs 1033 lakhs on private placement .The total debentures outstanding as on 31 March 2019 was Rs 24119 lakhs.

As on 31 March 2019, the Company had a network of 3,530 Branches spread across 19 States.

During the FY2020,Income from Loan increased to Rs 2,385.01crore from the previous year, registering a growth of 5.11%. The asset book grew to Rs 14,140 crore, a growth of 16.97% over the previous year.

The Company issued Rs 73,865 Lakhs Secured Debentures under public issue and Rs 12,500 Lakhs as covered bond during the year 2019-20.The total Debentures outstanding as on 31 March 2020 was Rs 86,113.32 lakhs.

As on 31 March 2020, the Company had a network of 3,597 Branches spread across 20 States/Union Territories and serving about 1,40,000 customers per day on an average.