Name: Capital Market Publishers India Pvt. Ltd.
Telephone: 91-22-25229720

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BSE Code : 544118 | NSE Symbol : JSFB | ISIN : INE953L01027 | Industry : Banks - Private Sector |

Profit and Loss

Particulars (₹ Cr)	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Interest Earned	4,709.79	4,013.81	3,075.01	2,726.54	2,497.71
Interest / Discount on Advances / Bills	4,268.41	3,616.03	2,721.61	2,412.03	2,301.45
Interest on Investments	377.26	349.03	325.21	255.95	171.92
Interest on balance with RBI / Other Inter Bank Funds	62.55	47.94	28.16	58.51	24.33
Interest on Others	1.58	0.81	0.04	0.04	0.01
Other Income	775.86	670.24	624.86	323.76	235.08
Total Revenue	5,485.65	4,684.06	3,699.88	3,050.30	2,732.79
Interest Expended	2,316.66	1,885.90	1,414.99	1,336.75	1,234.58
Interest on Deposits	1,973.19	1,457.98	1,002.41	930.42	870.31
Interest on RBI / Inter-Bank Borrowings	15.44	37.24	34.85	300.77	206.61
Debenture Interest	0.00	0.00	0.00	0.00	0.00
Interest on Term / Fixed Loans	0.00	0.00	0.00	0.00	0.00
Interest on External Commercial Borrowings	0.00	0.00	0.00	0.00	0.00
Financial Charges	0.00	0.00	0.00	0.00	0.00
Interest Capitalised(-)	0.00	0.00	0.00	0.00	0.00
Other Interest Expenses	328.03	390.69	377.73	105.55	157.66
Employee Benefits	1,210.42	974.67	777.58	698.99	618.46
Provisions and Contingencies	752.69	678.96	744.40	569.32	366.59
Total Other Expenses	671.65	568.26	438.24	359.02	346.18
Operating Expenses	0.00	0.00	0.00	0.00	0.00
Administrative and Selling Expenses	587.78	522.32	399.60	311.66	311.89
Other Expenses	83.87	45.94	38.64	47.36	34.29
Depreciation and Amortization	60.56	61.91	68.69	80.82	82.68
Total Expenses	5,011.98	4,169.71	3,443.90	3,044.89	2,648.48
Profit Before Exceptional Items and Tax	473.68	514.35	255.97	5.41	84.31
Exceptional Items Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Extraordinary Items and Tax	473.68	514.35	255.97	5.41	84.31
Extraordinary Items Before Tax	0.00	0.00	0.00	0.00	0.00
Other Adjustments Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	473.68	514.35	255.97	5.41	84.31
Taxation	-27.74	-155.19	0.00	0.00	0.00
Current Tax	-27.74	-155.19	0.00	0.00	0.00
MAT Credit Entitlement	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00
Other Tax	0.00	0.00	0.00	0.00	0.00
Adjust for Previous Year	0.00	0.00	0.00	0.00	0.00
Profit After Tax	501.42	669.54	255.97	5.41	84.31
Extraordinary Items After Tax	0.00	0.00	0.00	0.00	0.00
Discontinued Operations After Tax	0.00	0.00	0.00	0.00	0.00
Profit / (Loss) from Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Tax Expenses of Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Profit Attributable to Shareholders	501.42	669.54	255.97	5.41	84.31
Adjustments to Net Income	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00
Profit Attributable to Equity Shareholders	501.42	669.54	255.97	5.41	84.31
Operation Profit before Depreciation	534.24	576.26	324.66	86.22	166.98
Operating Profit after Depreciation	473.68	514.35	255.97	5.41	84.31
Dividend Per Share	0.00	0.00	0.00	0.00	0.00
Dividend Percentage	0.00	0.00	0.00	0.00	0.00
Equity Dividend	0.00	0.00	0.00	0.00	0.00
Earning Per Share - Basic	47.89	90.85	47.47	1.06	16.62
Earning Per Share - Diluted	47.67	90.72	42.64	0.99	15.70
Weighted Average Shares - Basic	10.51	10.46	5.39	5.08	5.07
Weighted Average Shares - Diluted	10.51	10.46	6.00	5.45	5.37

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Jana Small Finance Bank Ltd

Profit and Loss