Name: Capital Market Publishers India Pvt. Ltd.
Telephone: 91-22-25229720

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BSE Code : 542904 | NSE Symbol : UJJIVANSFB | ISIN : INE551W01018 | Industry : Banks - Private Sector |

Profit and Loss

Particulars (₹ Cr)	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Interest Earned	6,354.39	5,677.15	4,164.99	2,812.80	2,806.07
Interest / Discount on Advances / Bills	5,525.70	4,973.01	3,707.77	2,575.78	2,600.38
Interest on Investments	805.83	678.62	410.83	185.14	172.98
Interest on balance with RBI / Other Inter Bank Funds	10.96	10.56	18.06	51.88	32.71
Interest on Others	11.90	14.97	28.34	0.00	0.00
Other Income	846.20	786.75	589.19	359.89	302.31
Total Revenue	7,200.59	6,463.91	4,754.19	3,172.69	3,108.37
Interest Expended	2,718.12	2,267.70	1,467.09	1,039.21	1,077.51
Interest on Deposits	2,498.89	2,030.71	1,315.20	893.42	781.18
Interest on RBI / Inter-Bank Borrowings	83.75	88.57	51.17	24.36	26.41
Debenture Interest	0.00	0.00	0.00	0.00	0.00
Interest on Term / Fixed Loans	0.00	0.00	0.00	0.00	0.00
Interest on External Commercial Borrowings	0.00	0.00	0.00	0.00	0.00
Financial Charges	0.00	0.00	0.00	0.00	0.00
Interest Capitalised(-)	0.00	0.00	0.00	0.00	0.00
Other Interest Expenses	135.47	148.43	100.72	121.42	269.92
Employee Benefits	1,499.49	1,183.18	920.25	812.60	748.78
Provisions and Contingencies	747.66	214.93	17.80	1,187.46	790.59
Total Other Expenses	1,159.02	997.63	791.53	603.34	404.50
Operating Expenses	0.00	0.00	0.00	0.00	0.00
Administrative and Selling Expenses	448.55	417.43	321.15	230.21	229.96
Other Expenses	710.47	580.20	470.38	373.13	174.53
Depreciation and Amortization	134.72	98.29	90.28	80.44	76.80
Total Expenses	6,259.02	4,761.73	3,286.95	3,723.04	3,098.18
Profit Before Exceptional Items and Tax	941.57	1,702.17	1,467.24	-550.36	10.20
Exceptional Items Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Extraordinary Items and Tax	941.57	1,702.17	1,467.24	-550.36	10.20
Extraordinary Items Before Tax	0.00	0.00	0.00	0.00	0.00
Other Adjustments Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	941.57	1,702.17	1,467.24	-550.36	10.20
Taxation	215.46	420.68	367.32	-135.77	1.90
Current Tax	217.25	404.68	292.07	0.00	162.55
MAT Credit Entitlement	0.00	0.00	0.00	0.00	0.00
Deferred Tax	12.69	0.00	75.25	-135.77	-169.11
Other Tax	0.00	0.00	0.00	0.00	0.00
Adjust for Previous Year	-14.48	16.00	0.00	0.00	8.46
Profit After Tax	726.10	1,281.49	1,099.92	-414.59	8.30
Extraordinary Items After Tax	0.00	0.00	0.00	0.00	0.00
Discontinued Operations After Tax	0.00	0.00	0.00	0.00	0.00
Profit / (Loss) from Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Tax Expenses of Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Profit Attributable to Shareholders	726.10	1,281.49	1,099.92	-414.59	8.30
Adjustments to Net Income	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	22.00	0.00	0.00
Profit Attributable to Equity Shareholders	726.10	1,281.49	1,077.92	-414.59	8.30
Operation Profit before Depreciation	1,076.29	1,800.46	1,557.52	-469.92	87.00
Operating Profit after Depreciation	941.57	1,702.17	1,467.24	-550.36	10.20
Dividend Per Share	0.00	1.50	1.25	0.00	0.00
Dividend Percentage	0.00	15.00	12.50	0.00	0.00
Equity Dividend	0.00	77.81	244.34	0.00	0.00
Earning Per Share - Basic	3.75	6.65	5.82	-2.40	0.05
Earning Per Share - Diluted	3.71	6.54	5.81	-2.40	0.05
Weighted Average Shares - Basic	193.38	192.78	185.10	172.83	172.83
Weighted Average Shares - Diluted	195.62	196.06	185.38	172.83	172.83

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Ujjivan Small Finance Bank Ltd

Profit and Loss